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It struck me one day. Here I was, walking down the street when suddenly my mind’s voice encouraged me with these words: “Phanuel, you must understand that you have never lost out on anything in life.” I stopped and asked myself, “So what has been happening?” “You have been gaining, gaining, gaining. All the things that you thought you had missed out on are actually in a ‘bank’ account from which you are free to withdraw both the principal sum plus compound interest,” t he voice replied. This to me was like a breath of fresh, fragrant air! Quite an inspiring message it was - a totally transformed way to look at life and living. What I thought was gone was not actually gone.  What you thought was gone was not actually gone. Indeed, it all depends on what one chooses to believe about their life. I used to think in terms of spilled milk that's gone down the drain, but this paradigm completely re-focused my lenses about life and opportunities. I had spent a number of years thinking I